Nella Finance AI

Compare this period's actuals to the client's set budget. Returns per-account variance (actual vs budget, GBP and %), a revenue / expenses / net-profit summary, and which lines are favourable or adverse. Information from the ledger for planning, not advice. Read-only, no arguments. Says so when no budget is set.

get_budget_variance

Answer whether this month's payroll clears against your current cash. Returns the estimated payroll (with the exact ledger accounts it summed), cash available, headroom after paying, and a verdict (clears_comfortably / tight / shortfall). A projection from your ledger for planning, not a guarantee and not advice. Read-only, no arguments.

get_payroll_affordability

List overdue-invoice reminder drafts Nella has prepared from your sales ledger — who is overdue, how much, the drafted reminder wording and its status. Read-only, no arguments. Drafts are NOT sent until you approve them; approval happens in the AccTek portal or with your accountant, not through this connector. Returns { tool, has_data, drafts, counts, data_freshness, advice_note, as_of }.

get_ar_chase_drafts

Return your latest finance KPIs (gross/net margin, debtor & creditor days, current ratio, cash runway and more) with value, direction, severity and AccTek commentary. Read-only, no arguments — always your own business only. Returns { tool, kpis[], alerts[], charts[], data_freshness, advice_note, advisory_context[], as_of }. If charts[] is present, render them for the user — they contain labelled numeric series ready for bar or line charts.

get_kpi_dashboard

Return open anomalies from your latest management-accounts run, each with severity, category, metric, current/prior values, change and a plain-English explanation. Read-only, no arguments. Returns { tool, anomalies[], data_freshness, advice_note, as_of }.

get_anomalies

Return your cash position from the latest reconciled run: cash at bank, runway in months, debtor/creditor days and bank accounts. Read-only, no arguments. Returns { tool, cash_at_bank, runway_months, debtor_days, charts[], creditor_days, bank_accounts[], notes[], data_freshness, advice_note, as_of }.

get_cash_position

Return a rolling 30/60/90-day cash-flow forecast from your latest reconciled accounts: projected closing cash at each horizon, the run-rate it assumes, the lowest projected point, and whether cash is projected to go negative. A run-rate projection for directional planning, not a guarantee and not advice. Read-only, no arguments. Returns { tool, opening_cash, monthly_operating_cf, horizon_points[], lowest, assumptions[], caveats[], data_freshness, advice_note, advisory_context[], as_of }.

get_cash_forecast

Return a read-only, indicative estimate of your UK tax position for a tax year (income tax and a National Insurance estimate), built from the income captured to date and annualised to a full year. Covers employment (including multiple jobs), self-employment, and, for directors, dividends entered as the top slice; reflects the 100,000 to 125,140 pound personal-allowance taper. This is an indicative estimate only, not tax advice and not a tax return; for any judgement-based tax question or decision, contact your AccTek accountant. Read-only and your own data only: it cannot file, submit, pay, approve or change anything, and never contacts HMRC. Optional arguments: tax_year (e.g. '2025/26', defaults to the latest captured), pension (a net pound contribution to model as an indicative what-if, not a recommendation), dividends (expected full-year pound dividends, for directors). Returns { tool, tax_year, period_start, period_end, income, position, scenarios[], scenarios_note, assumptions[], coverage, source_system, currency, data_freshness, data_freshness_status, reconciliation_status, limitations[], disclaimer, advice_note, as_of }.

get_estimated_tax_position

Return your upcoming filing and payment obligations — VAT, Corporation Tax, confirmation statement, Self Assessment, PAYE and more — grouped as overdue, due soon and coming up, each with a due date and days remaining. Information from your filing record, not advice. Read-only, no arguments. Returns { tool, has_obligations, entity_type, entity_label, counts, obligations[], data_freshness, advice_note, advisory_context[], as_of }.

get_obligations

Return your latest management-accounts summary: period, narrative (when available), headline figures (revenue, net profit, margins) and active alerts. Read-only, no arguments. Returns { tool, period, narrative, headline, alerts[], data_freshness, advice_note, as_of }.

get_management_summary